With higher borrowing costs and reduced net farm income challenging profitability, making a decision about acquiring farm machinery brings up a lot of questions to consider. AgDirect, one of the leading equipment financing programs in the nation, developed a guide for purchasing farm equipment in 2025. The guide will walk you through the steps to choosing the best options for your operation:
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AgDirect offers highly competitive loan and lease options on new ag equipment. Whether you are looking for a combine or tractor loan, or to finance other farm equipment, we've got you covered.
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No matter how you buy used farm equipment -- through a dealer, auction, or private party -- AgDirect can help finance it, including two to seven year* terms and delayed payments (up to 15 months*).
AgDirect is one of the few lenders that offers refinancing on farm equipment loans. Free up working capital and improve your financial position, especially during periods of low interest rates.
* Subject to approval.
Agriculture is constantly evolving, which is why AgDirect® works to help you make the right decision for your operation when it comes to financing your next tractor, combine or other ag equipment.
What you need to know in 2025
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How the economy is shaping ag equipment purchases
Choose AgDirect financing Powered by Farm Credit.
Measuring your farm’s financial health
Navigating online auctions, digital marketplaces and private party sales
Rising costs slow equipment sales
Producer preferences and dealer satisfaction market insights.
Protect yourself from equipment scams
AgDirect financing positions farmers and dealers for success.
Current trends and financing tips
Alternative financing solutions to consider
Manage your account with online and mobile access
Forecasting equipment purchases and financing activity in 2024
Used tractor and combine markets moderating
Ask the expert series
5 tips for getting a good deal
How much debt should you put towards equipment?
7 Tips to Keep your Farm Safe This Fall
The benefits of half-year equipment leases
Outlook for electric farm equipment
Asking the right questions before you buy.
Trends in planter tech and equipment availability
Built for agriculture, powered by Farm Credit
How AgDirect delivers a superior customer experience
Business, financial and tax benefits
How AgDirect financing keeps Morwai Dairy moving forward.
Finding and applying for financing
Delivering on the promise of simple, fast, flexible.
Trends, tips and financing considerations
Apply online to purchase or refinance equipment
Is now the time to replace your machinery?
Tips for calculating costs, creating a capital expenditure plan
Make leasing part of your strategic plan
Learn how one customer utilizes AgDirect for his equipment needs
Use these checklists before you buy
Improving cash flow, managing debt
How AgDirect supports a diversified operation
Comparing rates, terms and customer service
Working together to anticipate machinery and financing needs
Is now the time to buy?
Adoption of precision ag equipment
Structuring plans and managing risk
Trends, costs and custom work
Tips for measuring, monitoring and goal setting
Understanding your equipment financing options
A simple, secure solution
Calculate loan and lease payments anytime, anywhere
Best practices for managing machinery costs
What’s driving farm equipment preferences?
Equipment purchase considerations during tight profit margins
Getting the greatest return from technology
Adopting strip-till starts by answering a simple question: Why?
What You Need to Know for your Farm
Managing machinery financing in volatile times
Almost every machine on dealer lot represents potential sale.
Used vs. new machinery: Ask all the right questions
Women’s changing roles on the farm
Own the Machinery or Custom Hire
Key machinery benchmarks and how they can benefit you
Machinery Financing Stable Despite Farm Economy Slowdown
Consider Equipment Financing Options
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